1樓：我才是無名小將
我可以幫你計算，不過一定要採納我的回答哈，謝謝！
貸款39萬元，按20年計算，利率是85折，應該是5.5675%。
貸款總額：390,000.00元 還款總額：700,614.43元利息總額：310,614.43元首期還款額：2,919.23元貸款期限：240
你每個月還款情況如下表，只能查到前120個月的情況哈。
還款期數當期還款額當期本金當期利息本金結餘12,919.23790.482,128.
75389,209.52 22,919.23794.
792,124.44388,414.73 32,919.
23799.132,120.10387,615.
60 42,919.23803.492,115.
74386,812.11 52,919.23807.
882,111.35386,004.23 62,919.
23812.292,106.94385,191.
95 72,919.23816.722,102.
51384,375.23 82,919.23821.
182,098.05383,554.05 92,919.
23825.662,093.57382,728.
39 102,919.23830.172,089.
06381,898.22 112,919.23834.
72,084.53381,063.52 122,919.
23839.262,079.97380,224.
26 132,919.23843.842,075.
39379,380.43 142,919.23848.
442,070.78378,531.99 152,919.
23853.072,066.15377,678.
91 162,919.23857.732,061.
50376,821.18 172,919.23862.
412,056.82375,958.77 182,919.
23867.122,052.11375,091.
65 192,919.23871.852,047.
38374,219.80 202,919.23876.
612,042.62373,343.19 212,919.
23881.42,037.83372,461.
80 222,919.23886.212,033.
02371,575.59 232,919.23891.
042,028.18370,684.55 242,919.
23895.912,023.32369,788.
64 252,919.23900.82,018.
43368,887.84 262,919.23905.
712,013.51367,982.13 272,919.
23910.662,008.57367,071.
47 282,919.23915.632,003.
60366,155.84 292,919.23920.
631,998.60365,235.22 302,919.
23925.651,993.58364,309.
57 312,919.23930.71,988.
52363,378.86 322,919.23935.
781,983.44362,443.08 332,919.
23940.891,978.34361,502.
19 342,919.23946.031,973.
20360,556.16 352,919.23951.
191,968.04359,604.97 362,919.
23956.381,962.84358,648.
58 372,919.23961.61,957.
62357,686.98 382,919.23966.
851,952.37356,720.13 392,919.
23972.131,947.10355,747.
00 402,919.23977.441,941.
79354,770.56 412,919.23982.
771,936.46353,787.79 422,919.
23988.141,931.09352,799.
66 432,919.23993.531,925.
70351,806.13 442,919.23998.
951,920.28350,807.18 452,919.
231,004.401,914.82349,802.
77 462,919.231,009.891,909.
34348,792.89 472,919.231,015.
401,903.83347,777.49 482,919.
231,020.941,898.29346,756.
55 492,919.231,026.511,892.
71345,730.03 502,919.231,032.
121,887.11344,697.92 512,919.
231,037.751,881.48343,660.
16 522,919.231,043.421,875.
81342,616.75 532,919.231,049.
111,870.12341,567.64 542,919.
231,054.841,864.39340,512.
80 552,919.231,060.591,858.
63339,452.21 562,919.231,066.
381,852.84338,385.82 572,919.
231,072.201,847.02337,313.
62 582,919.231,078.061,841.
17336,235.56 592,919.231,083.
941,835.29335,151.62 602,919.
231,089.861,829.37334,061.
76 612,919.231,095.811,823.
42332,965.96 622,919.231,101.
791,817.44331,864.17 632,919.
231,107.801,811.43330,756.
37 642,919.231,113.851,805.
38329,642.52 652,919.231,119.
931,799.30328,522.59 662,919.
231,126.041,793.19327,396.
55 672,919.231,132.191,787.
04326,264.36 682,919.231,138.
371,780.86325,125.00 692,919.
231,144.581,774.65323,981.
42 702,919.231,150.831,768.
40322,830.59 712,919.231,157.
111,762.12321,673.48 722,919.
231,163.431,755.80320,510.
05 732,919.231,169.781,749.
45319,340.28 742,919.231,176.
161,743.07318,164.12 752,919.
231,182.581,736.65316,981.
53 762,919.231,189.041,730.
19315,792.50 772,919.231,195.
531,723.70314,596.97 782,919.
231,202.051,717.18313,394.
92 792,919.231,208.611,710.
61312,186.31 802,919.231,215.
211,704.02310,971.10 812,919.
231,221.841,697.38309,749.
26 822,919.231,228.511,690.
71308,520.74 832,919.231,235.
221,684.01307,285.53 842,919.
231,241.961,677.27306,043.
57 852,919.231,248.741,670.
49304,794.83 862,919.231,255.
561,663.67303,539.27 872,919.
231,262.411,656.82302,276.
86 882,919.231,269.301,649.
93301,007.56 892,919.231,276.
231,642.00299,731.34 902,919.
231,283.191,636.03298,448.
14 912,919.231,290.201,629.
03297,157.95 922,919.231,297.
241,621.99295,860.71 932,919.
231,304.321,614.91294,556.
39 942,919.231,311.441,607.
79293,244.95 952,919.231,318.
601,600.63291,926.35 962,919.
231,325.801,593.43290,600.
55 972,919.231,333.031,586.
19289,267.52 982,919.231,340.
311,578.92287,927.21 992,919.
231,347.621,571.60286,579.
59 1002,919.231,354.981,564.
25285,224.61 1012,919.231,362.
381,556.85283,862.23 1022,919.
231,369.811,549.41282,492.
42 1032,919.231,377.291,541.
94281,115.13 1042,919.231,384.
811,534.42279,730.32 1052,919.
231,392.371,526.86278,337.
96 1062,919.231,399.971,519.
26276,937.99 1072,919.231,407.
611,511.62275,530.39 1082,919.
231,415.291,503.94274,115.
10 1092,919.231,423.021,496.
21272,692.08 1102,919.231,430.
781,488.44271,261.30 1112,919.
231,438.591,480.63269,822.
71 1122,919.231,446.441,472.
78268,376.26 1132,919.231,454.
341,464.89266,921.92 1142,919.
231,462.281,456.95265,459.
64 1152,919.231,470.261,448.
97263,989.39 1162,919.231,478.
281,440.94262,511.10 1172,919.
231,486.351,432.87261,024.
75 1182,919.231,494.471,424.
76259,530.28 1192,919.231,502.
621,416.60258,027.66 1202,919.
231,510.831,408.40256,516.83
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